
Having access to millions of bonemeal basically means infinite HP & GP, thereby substantially reducing the peril and the thrifty aspects of gameplay.
**Addendum**
Found a way to test things out without completely ruining the gaming experience.
You can give your self billions of xp and level up as much as you need to (putting your level bonus into health, because it's one of the easiest stats to edit back down).
Put however many points (I'm going with 100) into Magic Finder or whatever you want to play with.
Then, simply edit your character back down to lvl 1 w/starting stats. Proceed to play as "normal," just with 100 MF.